2026-02-12 16:01:26
As a former Mint user, I had to find a new budgeting app not too long ago. Intuit, parent company of Mint, shut down the service in March 2024, and prompted users to transition to its other financial app, Credit Karma. However, after testing Credit Karma myself, I found it to be a poor Mint replacement — that meant I needed to branch out and look elsewhere for a trusted app to track all of my financial accounts, monitor my credit score, follow a monthly spending plan and set goals like building a rainy-day fund and paying down my mortgage faster.
I tried out Mint's top competitors in the hopes that I'd be able to find a new budgeting app that could handle all of my financial needs. Hopefully my journey can help you find the best budgeting app for you and your money as well.
PocketGuard used to be a solid free budget tracker, but the company has since limited its “free” version to just a free seven-day trial. Now, you’ll have to choose between two plans once the trial is over: a $13 monthly plan or a $75 annual plan. When I first tested it, I found it to be more restricted than NerdWallet, but still a decent option. The main overview screen shows you your net worth, total assets and debts; net income and total spending for the month; upcoming bills; a handy reminder of when your next paycheck lands; any debt payoff plan you have; and any goals. Like some other apps, including Quicken Simplifi, PocketGuard promotes an “after bills” approach, where you enter all of your recurring bills, and then PocketGuard shows you what’s left, and that’s what you’re supposed to be budgeting: your disposable income.
Although PocketGuard’s UI is easy enough to understand, it lacks polish. The “accounts” tab is a little busy, and doesn’t show totals for categories like cash or investments. Seemingly small details like weirdly phrased or punctuated copy occasionally make the app feel janky. More than once, it prompted me to update the app when no updates were available. The web version, meanwhile, feels like the mobile app blown up to a larger format and doesn’t take advantage of the extra screen real estate. Ultimately, now that the free tier is gone, it just doesn’t present the same value proposition as it once did.
Before I dove in and started testing out budgeting apps, I had to do some research. To find a list of apps to try out, I consulted trusty ol’ Google (and even trustier Reddit); read reviews of popular apps on the App Store; and also asked friends and colleagues what budget tracking apps (or other budgeting methods) they might be using for money management. Some of the apps I found were free and these, of course, show loads of ads (excuse me, “offers”) to stay in business. But most of the available apps require paid subscriptions, with prices typically topping out around $100 a year, or $15 a month. (Spoiler: My top pick is cheaper than that.)
All of the services I chose to test needed to do several things: import all of your account data into one place; offer budgeting tools; and track your spending, net worth and credit score. Except where noted, all of these apps are available for iOS, Android and on the web.
Once I had my shortlist of six apps, I got to work setting them up. For the sake of thoroughly testing these apps, I made a point of adding every account to every budgeting app, no matter how small or immaterial the balance. What ensued was a veritable Groundhog Day of two-factor authentication. Just hours of entering passwords and one-time passcodes, for the same banks half a dozen times over. Hopefully, you only have to do this once.
Each of the apps I tested uses the same underlying network, called Plaid, to pull in financial data, so it’s worth explaining what it is and how it works. Plaid was founded as a fintech startup in 2013 and is today the industry standard in connecting banks with third-party apps. Plaid works with over 12,000 financial institutions across the US, Canada and Europe. Additionally, more than 8,000 third-party apps and services rely on Plaid, the company claims.
To be clear, you don’t need a dedicated Plaid app to use it; the technology is baked into a wide array of apps, including all of the budgeting apps listed in this guide. Once you find the “add an account” option in whichever one you’re using, you’ll see a menu of commonly used banks. There’s also a search field you can use to look yours up directly. Once you find yours, you’ll be prompted to enter your login credentials. If you have two-factor authentication set up, you’ll need to enter a one-time passcode as well.
As the middleman, Plaid is a passthrough for information that may include your account balances, transaction history, account type and routing or account number. Plaid uses encryption, and says it has a policy of not selling or renting customer data to other companies. However, I would not be doing my job if I didn’t note that in 2022 Plaid was forced to pay $58 million to consumers in a class action suit for collecting “more financial data than was needed.” As part of the settlement, Plaid was compelled to change some of its business practices.
In a statement provided to Engadget, a Plaid spokesperson said the company continues to deny the allegations underpinning the lawsuit and that “the crux of the non-financial terms in the settlement are focused on us accelerating workstreams already underway related to giving people more transparency into Plaid’s role in connecting their accounts, and ensuring that our workstreams around data minimization remain on track.”
When parent company Intuit announced in December 2023 that it would shut down Mint, it did not provide a reason why it made the decision to do so. It did say that Mint's millions of users would be funneled over to its other finance app, Credit Karma. "Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features," Mint wrote on its product blog. In our testing, we found that Credit Karma isn't an exact replacement for Mint — so if you're still looking for a Mint alternative, you have some decent options.
Rocket Money is another free financial app that tracks spending and supports things like balance alerts and account linking. If you pay for the premium tier, the service can also help you cancel unwanted subscriptions. We did not test it for this guide, but we'll consider it in future updates.
This article originally appeared on Engadget at https://www.engadget.com/apps/best-budgeting-apps-120036303.html?src=rss2026-02-12 08:01:30
Blizzard announced today that it is introducing the Warlock as a playable character to Diablo II: Resurrected. It brings the first new class in 25 years to this remaster of the original RPG. It’s part of the Reign of the Warlock DLC, which is available today and will run you $25. It also includes some other updates to the base game, including new items and a new pinnacle boss encounter against the Colossal Ancients. For those players who don’t already own the base game, you can also pick up the Infernal Edition of D2R for $40, which includes the new content.
When D2R launched in 2021, it was an impressively faithful recreation of the game that so many Blizzard fans continued to adore over the years. Bringing in a whole new player class is a big win for those players who have stuck with the game in its contemporary era.
If D2R isn't your jam, though, Warlock is also being added to both Diablo 4 in its upcoming Lord of Hatred expansion this April and to Diablo Immortal. So aside from Diablo 3 not getting much love, just about all fans of the franchise will have a chance to get into the demon-summoning groove. Blizzard's 30th anniversary showcase video has all the details about what the other Diablo titles have in store during this year.
Blizzard has been keeping the news and updates rolling over the past few weeks in honor of the company's 35th anniversary. One of the more notable updates came for team hero shooter Overwatch, which lost the 2 in its name, but gained five more heroes in its big update yesterday.
This article originally appeared on Engadget at https://www.engadget.com/gaming/diablo-ii-resurrected-is-adding-warlock-as-a-brand-new-player-class-000130003.html?src=rss2026-02-12 05:19:58
Less than a week after Valve admitted that the current shortage (and growing prices) of RAM were affecting its hardware plans, the Steam Deck is completely sold out. The Steam Deck has gone in and out of stock in the past, but as Kotaku notes, the timing does raise the question whether Valve's RAM issues could also be impacting its Linux handheld.
The 256GB Steam Deck LCD, and both the 512GB and 1TB models of the Steam Deck OLED, are completely sold out on Steam. Valve announced that it was discontinuing the LCD versions of its handheld and selling through its remaining inventory in December 2025, so the fact that the 256GB Steam Deck model is currently sold out isn't surprising. That both OLED versions are also unavailable at the same time, though, is a bit more unusual.
Engadget has contacted Valve for more information about the availability of the Steam Deck. We'll update this article if we hear back.
When Valve announced the Steam Machine, Steam Controller and Steam Frame, the company notably left pricing and availability off the table, presumably because tariffs and access to RAM were leaving those details in flux. The company's announcement last week that the memory and storage shortage had pushed back its plans and would likely impact prices more or less confirmed that. At no point did Valve mention that the Steam Deck would be similarly affected, but maybe it should have.
The rising cost of RAM has already forced other PC makers to adjust the pricing of their computers. Framework announced in January that it was raising the price of its Framework Desktop by as much as $460. Some analysts assume that the memory shortage driven by the AI industry could lead to higher prices and even an economic downturn in the wider PC industry. Ideally, the Steam Deck being out of stock is a temporary issue rather than a sign that Valve is doing something drastic. If things continue as they are, however, changes to the Steam Deck likely won't be off the table.
This article originally appeared on Engadget at https://www.engadget.com/gaming/pc/the-great-ramaggedon-of-2026-might-have-just-claimed-the-steam-deck-211958306.html?src=rss2026-02-12 04:31:28
ExpressVPN is back on sale again, and its two-year plans are up to 81 percent off right now. You can get the Advanced tier for $88 for 28 months. This is marked down from the $392 that this time frame normally costs. On a per-month basis, it works out to roughly $3.14 for the promo period.
We’ve consistently liked ExpressVPN because it’s fast, easy to use and widely available across a large global server network. In fact, it's our current pick for best premium VPN. One of the biggest drawbacks has always been its high cost, and this deal temporarily solves that issue.
In our review we were able to get fast download and upload speeds, losing only 7 percent in the former and 2 percent in the latter worldwide. We found that it could unblock Netflix anywhere, and its mobile and desktop apps were simple to operate. We gave ExpressVPN an overall score of 85 out of 100.
The virtual private network service now has three tiers. Basic is cheaper with fewer features, while Pro costs more and adds extra perks like support for 14 simultaneous devices and a password manager. Advanced sits in the middle and includes the password manager but only supports 12 devices.
This article originally appeared on Engadget at https://www.engadget.com/deals/get-up-to-81-percent-off-expressvpn-two-year-plans-180602916.html?src=rss2026-02-12 04:00:00
This is going to be one of the shortest articles in my series on how to cancel your subscriptions to the best VPNs. Unlike most providers, Mullvad VPN does not automatically renew an expired subscription unless you tell it to. Thanks to its unique pricing approach, cancelling Mullvad is the default option.
When you sign up for Mullvad, you pay for as many months upfront as you want at the constant rate of 5 Euro per month (varying with exchange rates). Each month, Mullvad takes 5 Euro out of your account until there's nothing left. If you're no longer satisfied with Mullvad, all you have to do is stop putting money in.
If you happen to have originally signed up for Mullvad earlier than the middle of 2022, you may have an auto-renewal account grandfathered in. Mid-2022 is when Mullvad stopped auto-renewing subscriptions and got rid of PayPal integration altogether, but people who had signed up before then had the option to leave auto-renewal on.
If you're in this group, cancelling is simple. Just sign into your account page, click on the word Subscriptions, then click Unsubscribe.
There's one more exception to the usual method of cancelling Mullvad. If you got your subscription through an app store instead of Mullvad's website or app, the app store is the one processing your money. You'll need to cancel through them instead.
On an iPhone or iPad, open the Settings app, whose icon shows gray gears. Tap your name at the top of the screen to reach your Apple ID page, then tab Subscriptions. Scroll down until you find your Mullvad subscription, tap it, then hit Cancel Subscription.
On an Android phone, open the Google Play Store, whose icon is a triangle in the Google colors. At the top-right, tap the circle with the first letter of your username in it. Hit Payments & Subscriptions, scroll down to find Mullvad, then tap it and hit Cancel Subscription.
You can go the extra mile and delete your account if you're sure you'll never want to use Mullvad again. Send an email to [email protected], provide your account number and request that the account be terminated. You'll get a reply confirming deletion.
Mullvad offers refunds on any purchase within 14 days. To start a refund request, send an email to [email protected], including your Mullvad account number and your payment token. If you aren't sure what your payment token is, find the charge for Mullvad on your bank statement and look for something in the format VPN*(10-digit number).
Payments made in cash can't be refunded, apparently because that's considered a form of money laundering in Sweden. If you got Mullvad through a voucher, request your refund through the store the voucher came from.
Mullvad is one of the best VPNs, especially in terms of privacy. However, I've found it to be a bit slow at times, with a somewhat limited server network. Luckily, Proton VPN is almost as private as Mullvad — the only thing it's missing is the ability to sign up without an email. It's also got a larger server network and better overall download speeds.
Windscribe is another privacy-optimized VPN with a better record than Mullvad in my unblocking tests. Surfshark is the fastest VPN of them all, while ExpressVPN is ideal for beginners. If you liked Mullvad's cheap pricing, CyberGhost is a highly affordable alternative.
This article originally appeared on Engadget at https://www.engadget.com/cybersecurity/vpn/how-to-cancel-mullvad-vpn-200000516.html?src=rss2026-02-12 03:41:00
Anthropic is upgrading Claude's free tier, apparently to capitalize on OpenAI's planned integration of ads into ChatGPT. On Wednesday, Anthropic said free Claude users can now create files, connect to external services, use skills and more.
Anthropic added the ability for paid users to create files in September. Starting today, free users of the chatbot can also create and edit Excel spreadsheets, PowerPoint presentations, Word docs and PDFs. Claude's file creation abilities are powered by Sonnet 4.5.
Meanwhile, Connectors allow free users to link Claude to third-party services. There's a long list of available ones, including Canva, Slack, Notion, Zapier and PayPal.
Skills, on the other hand, let you teach Claude to "complete specific tasks in repeatable ways." In short, the chatbot loads folders of instructions, scripts and other resources when performing relevant tasks. Other upgrades to the free tier include longer conversations, interactive responses and improved voice and image search.
Claude's free-tier upgrades appear to be a direct response to ChatGPT's planned introduction of ads for its free users. Anthropic's announcement today ended with the tag line, "No ads in sight." This follows the company's promise last week that Claude will remain ad-free. Anthropic even poked fun at OpenAI's cash-seeking move in a Super Bowl ad (below), which also took a swipe at GPT-4o's penchant for kissing ass.
