A Wealth of Common Sense. Investor, author, and host of Animal Spirits podcast, focuses on simplifying finance for everyone; has backed over 200 companies.
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On today’s show, we discuss:
What the real estate landscape looks like today
What the fundamental undersupply in the housing market and lack of new construction mean for investors
Why renting may be more attractive than buying going forward
What is real estate credit?
Real estate credit’s growth as an asset ...
Chart Kid Matt has this great chart on his blog about sector returns for the S&P 500 this decade:
Here’s Matt on the numbers:
I knew Tech has carried this decade, but I was still shocked when I ran the numbers.
61.5% of the S&P 500’s 131.9% return has come from Tech.
No other sector even comes close.
Loop in Comm Services and that’s 78.4% of the 131.9% overall gain in the S&P 500 coming from...
Back in 2019 I penned a eulogy for the 60/40 portfolio:
The 60/40 portfolio passed away on October 16, 2019, from complications of low interest rates and a bad case of Fed manipulation. This is the 27th time 60/40 has died in the past decade but enemies market timing, day traders, and alternative investments are hopeful it will stick this time around.
I couldn’t help it. The financial media kept pronouncing it dead ...
Bill Sweet joined me for our 200th episode (!) to answer questions about the beauty of Roth IRAs for early retirement, how Gen Z saves, how to handle the risks of retirement planning and how servicemembers should manage their money.
Further Reading:
4 Questions About the Housing Market
The post Will Home Prices Finally Fall in 2026? appeared first on A Wealth of Common Sense.
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Today’s Animal Spirits is brought to you by YCharts and Fabric by Gerber Life:
This episode is sponsored by YCharts. Register for the December 9th Charts That Defined 2025 webinar with Josh Brown, here https://get.ycharts.com/resources/webinars/the-charts-that-defined-2025/ And start your free YCharts trial through Animal Spirits (new customers only) at https://go.ycharts.com/animal-spirits
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The housing market was very affordable with low mortgage rates in the 2010s.
The housing market was relatively affordable in 2020 and 2021 with generationally low mortgage rates in 2020 and 2021.
Since 2022 the housing market has become extremely unaffordable with much higher mortgage rates.
The ramifications of this move seem obvious. Many young people are out of luck if they don’t have help from family money. Lots...