A Wealth of Common Sense. Investor, author, and host of Animal Spirits podcast, focuses on simplifying finance for everyone; has backed over 200 companies.
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On today’s show, we discuss:
Losing upside to cover downside
Staying in the market during strong bull markets
Tax optimizing option strategies
Fitting these strategies within a portfolio
Volatility differences between indices
Client demand for yield products
Charts:
Listen here:
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Deutsche Bank has a chart that shows we’re looking at the worst 10 year period ever for U.S. government bonds:
That doesn’t seem good.
Being a market returns geek I decided to take this a step further by looking at the returns by decade for various maturities in government bonds to see how the 2020s stack up historically.
Here’s the data for 5 year, 10 year and long-term (20+ years) U.S. Treasuries by ...
One of the biggest financial trends this century is the rising cost of living in many necessities. That trend has been supercharged in the 2020s.
The cost of vehicles.
The cost of auto insurance.
The cost of housing.
The cost of health insurance.
It’s all getting more and more expensive.
This chart from The New York Times shows the changes in the proportion of different spending categories over the past 96 years:
T...
We also answered questions from viewers on an investor with too much money in CDs, how the new tax bill will impact your taxes, the new $1,000 baby accounts and how to pay no taxes.
Further Reading:
How Much Do Americans Have Saved For Retirement?
The post How Much Should You Have Saved by 30? 40? 50? 60? appeared first on A Wealth of Common Sense.
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On today’s show, we discuss:
Tal...
Last week on Ask the Compound, we answered a question from a young person who wanted to know how to balance saving money with dating:
How should one balance dating/socializing when it could impact your monthly DCA by 25%?
I had a lot of fun with this one. I can help with the financial aspects of a question like this but I’m a little out of practice when it comes to the dating side of things.
I’m just glad I go...
